Standard Housing Loan

When its time to own your second home or buy to invest, BSL BANK can help you make the move smoothly and affordably with no maximum purchase price.

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Characteristics

Standard Housing Loan in USD

Loan Amount

No limitation on maximum amount

Currency

USD

Interest Rate

Currently 13.89% | (BRR+3.5%)

Minimum Down Payment

25% Resident
35% Expatriate

Period

Up to 15 years

Conditions

-A minimum of 2 years working experience in the same field
-Minimum monthly income:
USD 2,000

Guarantees

1-1st rank mortgage
2-Life insurance covering death,
total and permanent disability
3-Fire insurance

Commission

Certified expert fees:
USD 150 – USD 200 (depending on the region)
– File fees: 0.25% of the loan amount (minimum USD 200,-)

Use

Primary or secondary Residence

Applicant must be minimum 25 years old and should not exceed 64 at the maturity of the loan.
Applicant should have a minimum of 2 years experience within the same field
Life insurance on the loan amount.
Fire insurance on the property price fixed by the expert.
Monthly payment should not exceed 1/4 of the monthly income or salary.